Have you ever got a tax refund? It’s exciting, free money! But technically that’s money you already gave the government; that money was really a free loan.
Think of good deeds that way.
One day, we will all pass away and and be judged. So why not do a lot of good deeds? Wholesome deeds? So at the end, God will look at all the extra in our accounts. Every believer needs something deposited in their heavenly accounts.
God bless you and keep you well.